Two lives. Every currency.
One number.

Emma earns in Berlin. Ryan earns in Dubai. Jodo rolls it all into the one number their family actually cares about.

Emma · Berlin 4,200 / mo
Ryan · Dubai 18,300 / mo
Emma & Ryan
Household net worth · USD
$0
One household. Every account, every currency, both partners.
Assets+ 573,716
Liabilities− 87,516
Scroll — watch them become one
Inside the product

This is Jodo.

Click around — Emma & Ryan's sample household, exactly how the app lays it out.

USD
Net worth
$ 486,200+4.2%
Assets
$ 573,716
Liabilities
$ 87,516
Net worth · 12 months
Allocation
Stocks & ETFs38%
Real estate34%
Gold16%
Cash12%
01 — Household

Your money stays yours.
The house counts for both.

Every holding knows who owns it — Emma's, Ryan's, or split any way you like. Individual net worth and the combined household total are both first-class. No spreadsheet gymnastics.

Emma, earning in BerlinRyan, earning in Dubai
Emma & Ryan$ 486,200One number · seen together
Emma's view
Joint · the house 50/50
Ryan's view
02 — History

March stays March.

Rates move every day. Your history shouldn't. Every snapshot is valued with the exchange rate from its own date and then frozen — your net worth last March never silently rewrites itself because the market moved this morning.

Live rate · EURUSD 1=$ 89.80

Past frozen · today live

04 — Everything you own

The whole picture, not just the brokerage account.

Every asset class

Stocks, ETFs, crypto, gold — physical and paper — real estate, cash. If you own it, it counts.

Any currency

Enter each holding in the currency it actually lives in. EUR, AED, INR, USD — all of them, at once.

Liabilities too

Loans, credit cards, the mortgage. Net worth means net — what you own minus what you owe.

Priced daily

Market holdings revalue every day, automatically. No stale spreadsheet numbers.

Staleness nudges

Manual assets drift. Jodo nudges you when a valuation is getting old, so the number stays honest.

Private by design

Manual-entry first. No bank logins required, no advice, no selling your data. It's your ledger.

Built for cross-border households · no financial advice, ever

03 — How it works
1

Add what you own

2

Invite your partner

3

Watch it become one number

Household
VWCE · All-World ETF
9,860$ 10,747
Gold · 24 g
6,900$ 1,863
Dubai apartment
1,200,000$ 324,000
Ryan 50%Emma 50%
Net worth · USD$0
Early access

The founding five hundred.

Jodo opens in small batches while we finish the engine. The first 500 founding households lock launch pricing forever — when those spots are gone, the door closes until batch two.

you?

Built with cross-border couples · Berlin → Dubai → Mumbai

500founding spots
180+currencies supported
2 → 1partners, one number
Claim a founding spot
FAQ

Questions, answered honestly

Start tonight — it takes one evening

Two lives. Every currency.
One number.

$486,200
Claim a founding spot

Manual-entry first · no bank logins · no financial advice